Warren Rolls Out a Bankruptcy Plan, Reviving an Old Clash With Biden – The New York Times

“Senator Elizabeth Warren on Tuesday announced a plan to roll back provisions in a 2005 bankruptcy law, reviving a debate she had 15 years ago with Joseph R. Biden Jr., a United States senator at the time, over consumer protections and the credit card industry.

Bankruptcy is a critical part of the political origin story of Ms. Warren, whose new plan would make it easier for families to file for bankruptcy and increase accountability for creditors. A former law professor who studied the issue as an academic, she first went to Washington as part of a blue-ribbon commission to review related laws in the 1990s.

She spent a decade resisting industry efforts to tighten bankruptcy rules until such legislation, supported by Mr. Biden, passed in 2005 despite opposition from consumer groups, making it harder for many Americans to file for bankruptcy. She has portrayed the battle as something of a political baptism in which she learned firsthand about a broken American system influenced by money and power that she is now campaigning to overhaul.

But despite its central role in her life — and Mr. Biden’s position as the national front-runner for the Democratic Party’s nomination for most of 2019 — Ms. Warren has scarcely brought up her specific bankruptcy battles with Mr. Biden, which included testifying before his committee. In the plan she outlined on Tuesday, Ms. Warren would ease bankruptcy rules, allow students to declare student debt as part of any bankruptcy filing, and let more families keep their homes and cars while declaring bankruptcy.”

Opinion | Joe Biden Is Learning That Liberals Eat Their Own – By David French – The New York Times

By 

Mr. French is a senior writer for National Review and a columnist for Time.

CreditCreditKathryn Gamble for The New York Times

“As a conservative watching the Democratic debates, I found that one of the most astonishing aspects of the multicandidate assault on Joe Biden was that the case against him seems to be based in large measure on his role in two generations of Democratic victories. His “crimes” consist partly in playing crucial roles in the political successes of two previous Democratic presidents — men who were personally so popular that it’s entirely likely that they would have won a theoretical third term.

In key issue after key issue, Mr. Biden isn’t running against the failures of the past. He’s running against the arrogance of the present.

Let’s take, for example, his role in passing Bill Clinton’s signature anti-crime legislation, the Violent Crime Control and Law Enforcement Act of 1994. Yes, it was tough on crime. It enhanced penalties; it expanded the death penalty; and it funded new police officers and new prison cells. It also included the Violence Against Women Act and an assault weapons ban that wouldn’t have a ghost of a chance of passing Congress today. Moreover, it did not play a material role in mass incarceration, which is a product mainly of state prosecutions, not federal law enforcement.

And what two additional elements do Mr. Biden’s critics miss? First, it was passed with overwhelming Democratic support (including a majority of the Congressional Black Caucus), which means that most of his present critics — had they been in office at the time — would have also voted for the bill.”